Ricardo Guimaraes of BMG Honored By City Council

Ricardo Guimaraes, a successful businessman and the former Chairman of Banco BMG, on 18th April 2011 received the City Council Merit Honor Diploma. Mr. Guimaraes was born in Belo Horizonte. He is the son to Flavio Guimaraes Pentagna and the grandson to Antonio Mourao Guimaraes, who was the founder of the bank in 1930. Mr. Guimaraes began his service at the bank in 1980 as an office assistant. In 1988, he went on to receive his degree in Business Administration from UNA. More on wiki.


The solemn ceremony to receive his Merit Honor Diploma was conducted by Daniel Nepomuceno. The award was delivered by the President of the House, Leo Bourgeois de Castro, who the applauded the work of Mr. Guimaraes. Mr. Bourgeois went on to cite the good work that Mr. Guimaraes had done at Atletico Mineiro when he has the President of the club between 2001 and 2006. The parliamentarian expressed his great satisfaction, recalling Ricardo’s Grand Collar of Legislative Merit Award in 2004.

Fred Costa went on to praise the exceptional qualities that made Mr. Guimaraes a successful businessman. He also went on to praise him for the support he has shown to the national sport as well as sponsorships of various athletes. In 2010, Mr. Guimaraes founded the Ricardo Soccer BR1, an investment fund to be used by football athletes. Considered the first in Brazil to be regulated by the Brazilian Securities Commission, the first year saw more than $20 million invested in buying the economic rights of various athletes from eight clubs. Due to this contribution, Fred Costa refers to BMG as “the national sport patrons.”

Alberto Pinto Coelho, the deputy governor, went on to state that the honor given was deserved by the Guimaraes family, as they were fully committed to sports development. He also stated that Guimaraes’ work had the seal of citizenship as well as commitment, a good example for society. The chair of the house then read the terms of the diploma, before handing it over to the honored. Fred Costa and Daniel Nepomuceno then handed a plate to Mr. Guimaraes. Dino Blog has the detail news.


As he offered thanks, Mr. Guimaraes pointed out that he was honored to continue the good work and tradition that was started by his grandfather. He also went on to state that his professional and family roots were in Belo Horizonte.


The issue of global warming has been a hot topic in many countries around the world. Ricardo Guimaraes president of the BMG Banco bank makes a review of the remarks made on the issue. The issues were discussed at a conference in Paris France end of 2015 December.


According to Ricardo, the problems on the COP21A document from the France conference address a significant issue. Global warming poses a threat to the very survival of humanity. Industrialization and archaic energy practices mean that global warming will continue to be a problem till we put ourselves together.


According to Ricardo in the Paris agreement, the problem can be solved. Most industries need to find ways in which they can reduce the amount of harmful waste they emit. Industrialization is an important part of economic growth but without control, this can also be the fall of the economy. First goes the health sector closely followed by the agricultural sector. Without these two we can’t survive.


According to Ricardo, in the meeting, it was agreed each country’s representative had to sign a clause that allowed control on the production content of industries. By controlling on the production, the emissions are also monitored. Pure emissions lead to a safer environment.


In Ricardo’s view, global warming could hurt the investors badly. It is in his best interests to agree with the issues and solutions discussed at the Paris conference. It also saw countries like US and Europe pledge to continue giving carbon trading credits.


In the meeting, most countries had to contribute to the plan especially the most industrialized countries.


According to Ricardo Guimaraes, the program discussed received a lot of support. The program which is expected to take full effect in 2020 is supposed to reduce global warming by a huge percentage. He added that the agreement needed to mention on fossil fuels too. Fossil fuels are among the number one environment polluters and need to have a solution.


He also mentioned that the private sector was to start with the change. Due to lack of public control, private sector uses a lot of harmful chemicals. Ricardo was categorical that countries like the US nad China need to lead by example being as it is that they are some of the leading polluters.


Ricardo Guimaraes, the grandson of Antonio Guimaraes,is a perfect example of an all rounded investor. He is an expert in the investment world and knows how to make that last long. Sensitizing people on the global warming issue ensures that his market size stays safe. Meaning that even as a businessman Ricardo Guimaraes understands the link between mother-nature and success.

Ricardo Guimarães Offers Assurances About The Chinese Economy

Brazil and China are linked economically, and investors in Brazil often look to what is going in China for guidance. The Chinese economy has been exploding for nearly two decades, but their economy may begin to slow down in 2016. Ricardo Guimarães is the President of BMG Bank in Brazil, and he responded to recent concerns about growth in China with a strong show of faith. This article explains how Ricardo feels about the current economic situation in China, there is further explanation of the impact on Brazilian investors.

#1: China Is Losing Steam

Ricardo is well aware that China is in the middle of a slowdown, but he is not concerned about the slowdown. Ricardo leads one of the largest banks in Brazil, but he does not believe that China will slow down too much. A slight dip in the loan markets in China could mean that Brazilians could lose a little money, but the markets are more likely to pick up in 2016.

China may be losing steam, but there are many analysts who believe that the slowdown will not be terrible. Ricardo consults many different economic analysts to come to decisions about his bank, and he only speaks what he believes in true. His research on this topic is impeccable.

#2: Ricardo Is Confident In Future Chinese Growth

Ricardo has expressed his confidence in the Chinese economy even though there are concerns. Investors are spending money through BMG Bank do not want to lose money, but Ricardo does not believe that any slowdown in China would bring investments to a screeching halt. Ricardo is considered a consensus builder in Brazil, and his words mean something in a country where he is considered among the financial elite. A strong statement from someone like Ricardo goes a long way in Brazil.

#3: BMG Has The Resources To Keep Up

BMG has created a massive empire that will help their company withstand any small slowdown in China. Investors have been asked to remain patient in the face of trouble overseas, and diversity has been touted as a solution for any investor who is concerned about their portfolio. Ricardo has spoken his peace, and Brazilians will likely hold off on selling just because China may not grow as much as it has in previous year.

The Chinese economy will grow in 2016, but it will not grow at the rate that it has in the past. Many investors have measured their investments on what they believe China will do, and that is something that must carefully considered going forward. 2016 may be a difficult year for China, but the slowdown will not stop Brazil from growing as the Olympics arrive in the summer.

Ricardo Guimarães of BMG;the making of a sports legend.

It was under the management of Ricardo Guimarães that BMG has adopted an innovative strategy to become a leader in consigned credit monitoring in Brazil. Operating through a lean and efficient team with consultants spread across the country, BMG focuses on offering credit at low-interest rates for an audience that has a low level of default. A great goal from Ricardo Guimarães in the credit market, which made his bank the leader in this sector.
Another big play by the business man was offering sponsorship for various football teams and athletes in the country. Today BMG is the largest sponsor of football in Brazil. Despite being a fanatical supporter Club Atlético Mineiro, Ricardo Guimarães stresses that BMG does not root for any team and sponsors that even rivals. And the bank receives an excellent return for this, one of the Brazilian sponsors with greater financial return for investment in football. And it’s not only in the field of business that sponsorship to football is functional for BMG but also in the area of advertising. The visibility that the bank achieves the stamping his three oranges letters in various clubs around the country is enormous. And Ricardo Guimarães links with the football world go beyond the sponsorship offered by your bank and its passion of fans by Club Atlético Mineiro.
About the future of business, Guimarães continues betting firm and strong in payroll loans that are the main product of many banks. However, he intends to reduce the share of this type of credit for up to 70% of total bank revenues in order to expand the range of services offered by the institution to increase its competitiveness in the Brazilian financial market.
Ricardo Guimaraes has been described by Alberto Pinto Coelho, the deputy governor, as a committed member of the sports fraternity who had the seal of total commitment to his work as well as his citizenship. This was during a ceremony that sought to award Ricardo a certificate of merit for his work in club Atletico.
Most of the attendees agreed that Ricardo was a force to reckon with and that the world of sports was a better place because of his endeavors. Even the president of the house agreed that the qualities exemplified by Ricardo Guimaraes were a standard that other sports persons and stakeholders had to uphold in future.

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Source:  Agencia Estado

Marcio Alaor and others from BMG honor Marcio Albana

Inaugurated on August 24 day 2014, at 33° Edition of the Expose Samonte (Agricultural Exhibition of Santo Antônio do Monte), the food court “MARCIO ALBANA DANIEL” represents a fair tribute to Marcio Vicky, which has always been a big booster of the city, especially in the rural sector and with regard to Exposition Park, having as main marks a very close relationship with his homeland and a warning to his countrymen that transcends the barrier of the distance.

Local authorities were present to monitor the tribute and made a point to raise the importance to the city rely on the support of one of the greatest executives of Brazil, since, in addition to showing how Marcio Albana is faithful to its roots, because he never forgot his hometown, have as a contributor to the Executive Vice President of a major bank like BMG , opens many doors and shows how Santo Antônio do Monte is strong and can achieve bigger things, since even without land for agriculture, the town managed to become the largest producer of milk in the Center West of Minas Gerais. Title achieved a lot thanks to the commitment and the courage of the man in the field and the collaboration of people that even with all the difficulties never fail to believe in the potential of the city, as is the case with Marcio Albana.

According to noticias.r7.com, as recognition for his services to local society, the Executive received a sign that extols his friendship with everyone in town, attention to the difficulties faced, especially in the field, and love for his land. The Union President, Vilmar Octavius, after thanking Marcio Albana for everything he’s ever done and is still doing for the city, said that the support of the Executive is of fundamental importance for the Union to continue helping significantly rural producers of Santo Antônio do Monte. The Mayor, Wilmar Son, pointed out that transform what was previously just a warehouse used to store grain, in a large and important food court, represented also the creation of a place that would certainly be a stimulus for many in town continue in pursuit of their dreams.

While taking the word, Marcio Vicky said that for him the life not brief the purchasing power, would value the great friendships is crucial not to lose a bit of our own essence. The Executive also stressed how grateful with all the tributes that receives in the city, mainly because of being able to be present at these moments, as it is common for people to be honored after his death, but he has the privilege of welcoming them in life and it’s exciting to closely monitor the growth of their homeland. Marcio Vicky ended saying you love Santo Antônio do Monte and never lose touch with the city and the relationship of love and friendship you have with everyone just makes him feel proud of his land.

Brazil and Latin America has a bank that they can trust because of Marcio Alaor. Marcio Alaor is Vice President of one of the premier banks of Brazil, BMG. BMG offers a range of services to its many customers that help to provide financial assistance and investment opportunities.

Great Works Of BMG Bank

BMG bank is a financial institution which is privately owned and managed by Pentagna Guimaraes family. Since 1930, this family has been involved in financial industry in Brazil. This commercial bank offers financial products and consumer financing to both individuals and institutions. In the Brazilian market, it has been regarded as the leading institution in financing both light and heavy vehicles. It is also among the oldest serving financial institutions because it is still serving to date since the 1930s. In the mid-1990s, BMG bank shifted its focus to consumer financing as well as wholesale. Here concentration was on provision of pay rolls; this worked well and ended up being a benchmark for other banks in this operation in the financing market. In July 2012, BMG merged up with Itau Unibanko S.A. this was to specialize on distribution, commercialization and offering of payrolls. The two companies divided the voting and total capital stock. Currently Itau Unibanco holds 60% while BMG holds 40%.
BMG has had great advancement due to the joint venture, this unification made the bank change its operations and focus more on provision of financial services which entailed financing large and medium firm suppliers from large economic groups and dealing with credit card payrolls. The bank has had its strength by providing clients with possible solutions on payroll loans. Through its excellence operations, the bank has been able to lead the way and overwhelm its tough competitors. The board of directors for BMG has also played a great role in ensuring the set governing practices are implemented hence giving the best returns.
Marcio Alaor who is the director as well as the vice president of BMG bank has helped improve operations in service provision through his management. His great leadership skills have helped BMG have positive reviews from customers who have met their needs through the association of the bank. Marcio Alaor has also had his focus on the diversification of funds and investment; this is one of the ways he is using to ensure clients are being served to their satisfaction.Apart from having his focus on BMG, Marcio advises the Brazilian economy on how to boost the resumption of economic growth. His skills and knowledge have helped in most sectors of the economy and he deserves credit for that.
BMG has professional team members who work together to ensure different situations are solved accordingly. This institution has also been able to stand out due to human capital that works as its main asset.

Selecting A Real Estate Company In Brazil

Are you looking for information on real estate experts or real estate companies? Want to choose the best real estate company for your needs?

There are times when hiring a real estate company is absolutely necessary. If you are faced with the task of selling a house or if you are considering investing in the real estate market, then you need to hire the services of a qualified real estate professional or real estate company. These professionals have the expertise and training to help steer you in the right direction. With the services provided by real estate companies and their staff, you can rest assured that the transaction will be handled swiftly.

Keep in mind, not all of these real estate companies are the same. In short, some companies operate differently based on the laws and regulations in their area. A thorough review is essential before choosing one of these companies.

When looking at each real estate company in the Brazilian market, you need to compare the services they offer and other factors such as fees and reputation. This should help you determine if the company is a suitable choice for your needs. You also want to compare several different companies before deciding on the best one for you.

It is also advisable to choose a real estate company with a team of highly dedicated professionals. If you are looking for a company to help you in selling a house, the company should also offer flexible contract agreements and provide reasonable services for the costs or fees associated with selling real estate. Take the time to review the contract, read the fine print and be sure you understand everything outlined, before you put your signature on any document. This will help prevent problems in future and avoid any unpleasant surprises.

When it comes to choosing a professional that provides high quality and exceptional service in the real estate industry, consider Cabral Garcia Empreendimentos. This expert is well known for ensuring complete customer service and works hard.

Cabral Garcia Empreendimentos, a successful entrepreneur and one of the most recommended real estate professionals in Brazil, has been provided top notch services for many years. A a trusted real estate professional, Cabral Garcia Empreendimentos has provided services to both institutional and individual clients. Cabral Garcia Empreendimentos has built a great reputation in the Brazilian real estate market and is highly respected in the community.

Consignment Credit Market With BMG Banco

In 2004 when Ricardo Guimaraes was taking over the reign of BMG Banco, the economy of Brazil was inflation was under control and the population was experiencing better life conditions. This provided a positive platform for the bank’s growth due to the increasing demand for credit. Being the good leader hi is, Ricardo took advantage of this opportunity. Credit exposure was by them 23% in GDP. The bank ventured in consignment credit market which accounted for 20% of personal credit in the country. By December 2010, credit exposure had risen to 47% in GDP and the consignment credit market accounted for 60% of all personal credit in the country.
BMG Banco was the pioneer in consigned credit market. Their president and CEO, Ricardo Guimaraes states that it is a promising sector in Brazil because it has become the most preferred choice of personal credit among all the others in recent years perhaps due to the fact that it is the cheapest personal credit alternative in the market.
Consigned credit market has experienced a huge growth over the years and still has over fifty percent of it unexploited. This leaves a very large room for further growth. Since it is the pioneer in consigned credit market, BMG Banco is the leading bank in the origin of the operation and also the main bank in the development of consigned credit market. They therefore focus on continuing with the exploitation of consigned credit market, taking advantage of it huge potential growth.
Their success in the venture in consigned credit market has been huge considering that by August 2013, BMG Banco had Eighteen percent of market shares originating from the same. Competing with 60 other banks in the same segment, this was a huge achievement. Besides having one of the largest distribution channels in their National bank system, over three thousand points of sale and above fifty thousand agents spread in all municipalities working for them, Banco BMG attributes its success to their access to international capital market and an excellent CEO leading them. Ricardo Guimaraes has made Banco BMG have a great competitive advantage over the other banks in Brazil. Since coming into power in 2004, the bank’s total credit portfolio has risen from 2.4 to 14.5 billion dollars in just a span of six years. The same applies to the bank’s equity. He is a good leader who appreciates the work done by those working under him.

Lawyers In Brazil: Getting A Lawyer To Handle Your Case

Are you desperately searching for a high profile lawyer in Brazil? Do you want to find a lawyer who is capable of helping you resolve a complex legal problem? Having a competent lawyer on your side is a great way to handle a difficult or complex legal issue.

Many people try to handle legal problems on their own, in order to save money on legal fees, but it’s always a good idea to get a lawyer. You can always benefit immensely from a lawyer’s expertise and experience. Attempting to handle a legal matter yourself may complicate the case or legal process, so it is important that there are things you are capable of and there are things that should be left to the experts.

If you want to increase your chances of getting the best possible result in your case, you certainly want to contact a lawyer immediately. Most lawyers offer a free consultation to go over your case and determine how they can help you.

There are many lawyers in Brazil that can help you with any type of case or dispute you are facing. But keep in mind that not all of these lawyers in Brazil handle the same type of case. It is advisable to research properly in order to find a lawyer who is experienced in the type of case you are dealing with.

Lawyers handle a wide variety of legal issues and different types of cases. Whether you have been injured in an auto accident, suffered an injury due to a slip and fall incident on someone’s property, or you are involved in a business dispute, there is a lawyer out there for you. All these things are situations where a good lawyer can make huge a difference in handling your case.

In a situation involving business conflict or dispute, for example, you will need a business litigation lawyer to represent you. Business law matters often end up in court, and if you are involved in such a case it’s imperative that you hire a lawyer who is well versed in business and corporate law litigation.

Before hiring a lawyer, you may want to set up an appointment with the lawyer, to discuss the details of your case. During the consultation, you will be able to determine whether or not the lawyer is genuinely interested in representing you. You will be able to present your concerns and ask questions, and by paying close attention to the lawyer’s response you can tell if the lawyer is a good fit for your situation or need.

Ricardo Tosto de Oliveira Carvalho is a successful litigation lawyer in Brazil. As an expert in business law litigation, Ricardo Tosto de Oliveira Carvalho has represented many clients over the years. Ricardo Tosto has a thorough knowledge of litigation law and has produced excellent results for clients. He listens carefully to his clients and then develops a winning litigation strategy. Mr Ricardo Tosto runs his own highly reputable law firms in Brazil.

Jaime Garcia Dias Is A Writer To Be Reckoned

Brazil has been among the countries that have been in the spotlight this year due to its diverse culture, rising economy, prominent personalities among others. The Brazilian literature is one and has transformed and grown since the country’s independence from Portugal in 1822. The 15th century marked the beginning of literature for the country when Pero Vaz de Caminha wrote a document (still in existent) to Manuel I of Portugal that comprised of a description of Brazil at that time.

From then, Brazilian literature has evolved progressively until the 21st century where most artists focus on the city life compared to previous writers who concentrated on the rural life and the drawbacks the natives experienced. In the past, notable Brazilian writers were well-known in the country since their work wasn’t aimed at a larger audience in terms of the language used.

Portal.com says that among the authors who have made it in the contemporary art is Moacyr Scliar whose writings majored on the Jewish experience in Brazil. His prominent work, Max and the Cats (1981) gained global recognition mainly after a plagiarism row emerged when Yann Martel won the Booker Prize with The Life of Pi (2002). Both books have a similar plot of a little boy and a huge feline sharing a boat while drifting in the ocean. Paulo Coelho is a high-selling and most well-known name in Brazilian literature. His start almost hit the wall with being sent to a mental hospital due to his perceived introspection and aggressive nature. After a couple of years of traveling the world, he embarked on fulfilling his dream of being a writer. His notable works include By the River Piedra I Sat Down and Wept (1994) and The Alchemist (1984).

This short list doesn’t come incomplete without the mention of Jaime Garcia Dias. Mr. Dias is another famous Brazilian author whose father is also a Brazilian writer. At 45, Dias has published a trove of 20 quality books that has impressed plenty of readers. His love for literature started at a young age where his interest grew because of his father and he wrote his first book at just 15 years. As a way of giving back to the community, Dias helps other amateur Brazilian authors to get on their feet in the literature world.

Mr. Dias serves as the President of the Carioca Literature Academy since 2007, where he also taught literature for five years after completing his studies at the University of Rio de Janeiro. As a result of his hard work and tenacity, Dias has been recognized with numerous awards acknowledging his rare work of literature. His career is promising, and many readers anticipate much from his excellent work as he thrives to quench the reading thirst of his audience.