Ricardo Tosto: Choosing A Competent Lawyer In Brazil

If you need legal assistance or advice in Brazil, it is a good idea to get a reliable lawyer. Having an experienced lawyer on your side will surely benefit you in many ways. Ricardo Tosto de Oliveira Carvalho is a renowned Brazilian lawyer and he can provide the help you need.

For business or corporate law matters in Brazil, Ricardo Tosto can help you. Business and corporate lawyers handle cases involving business issues, commercial property, employment law and corporate law.

It is important you conduct extensive research prior to hiring a lawyer. When deciding to get a lawyer, whether for personal or business matter, it is extremely important to hire someone that has a proven track record in the industry.

With so many lawyers rendering services to clients, you’ll want to make sure that your potential lawyer has the qualities and characteristics of a reliable professional. Take the time to investigate the lawyer’s background and then determine if he or she has the qualities you’re seeking in a legal representative.

Ricardo Tosto de Oliveira Carvalho is a popular attorney and expert in corporate law and business law. Ricardo Tosto has practiced litigation for years and comes highly recommended in Brazil. He has rendered superior legal solutions to a variety of clients and aims for the best outcome.

Ricardo Tosto represents all types of businesses, entrepreneurs and organizations in their transactions and in legal proceedings. Ricardo Tosto also represents institutional and individual investors in disputes and litigation matters.

Vinny Parascandola Has Decades Of Insurance Experience

The need for insurance is something that almost all adults think about whether young or old. Insurance is an important aspect of life for most people because it provides assistance in case of accidents or other events that occur in life. Insurance such as health, automobile, home, and life insurance provide financial help for people related to type of insurance coverage that is purchased.

Without some form of insurance, many people would encounter serious problems related to expenses involving situations such as a house fire, car accident, or medical emergency. Insurance serves a variety of purposes for people who have insurance. However, one of the most important aspects of insurance is financial help. The financial help that insurance offers is one of the main reasons why people purchase insurance.

In relation to the financial assistance that insurance provides, this assistance gives people who are insured a safe feeling knowing that if something unexpected did occur they would have something to fall back on to help them financially. Many people have lost a lot because of bad situations that have occurred in their life such as a death in the family, serious accident, or damage to their home.

One of the top insurance companies that provides people with insurance to protect them in case of various situations that can happen in life is AXA Advisors. An international company that has multiple offices located around the world, AXA Advisors has been providing insurance to people for over 100 years. The company has a rich tradition of helping people with their insurance needs.

Since AXA Advisors has many offices, the company has to have quality management to ensure that the offices are ran well and provide the level of service that is expected internally and externally. One of the executives at AXA Advisors who is helping the company to continue to be one of the most successful brands in the insurance industry is

Vinny Parascandola.

An insurance veteran with over two decades of experience in the insurance industry, Vinny Parascandola brings a great deal of insurance knowledge and business know how to AXA Advisors. He is a top level executive in the New York office of AXA Advisors.

Smart Shopping with Fabletics

Searching for that perfect outfit to wear to the gym shouldn’t take so much time to shop for, that you don’t have time to actually hit the gym. It also shouldn’t cost for than your budget can afford. To find the quality of clothing that will last, that is also stylish and trendy, many people believe you need to spend a small fortune on the expensive, high-end apparel brands. However, thanks to Fabletics, this is not longer the case. They offer high-quality clothing that can be compared to the expensive brands, but they sell them at a fraction of the cost. Plus, their website it easy to use and makes shopping for that perfect outfit simple and easy, saving you both time and money.


To become a member at Fabletics, you are offered a discounted outfit to get you started with your membership. You then take a quiz to help determine your lifestyle and exercise preferences. This helps narrow down the outfit choices on their website to customize outfits that you would most prefer. Then, each month, personalized outfit choices will be emailed to you to pick from, or you can choose your own. Once you choose your two to three piece outfit, it will be shipped to you for your low monthly membership cost. This makes shopping easy and saves you quite a bit of time shopping. You are always sure to get an outfit you’ll love that is trendy and stylish, and most importantly, comfortable.


The main reason that members come back month after month, is the great quality of clothing that you receive. Everyone likes getting a bargain. When you feel like a smart shopper, you come back for more. With the help of actress Kate Hudson, Fabletics is always offering the latest styles and trends, so you will always look fantastic. You can wash your outfits as often as needed, and they will retain their color, shape, and compression. This will ensure that you will look great and have the support from your clothing that you need to have a great workout. Living a healthy and active is important to living the best life you can.


Fabletics online store has been successful enough to take on industry giants like Amazon, and become a multimillion dollar company in just a few years. They have decided to take that success and open physical stores. These stores add another layer of customer service for their customers. Their members can come in the stores and see the clothing before they decide on what to purchase. They implement a reverse showroom technique to be successful online and in their stores. Many companies lose business when customers come in their stores, but ultimately purchase online when they find it cheaper. For Fabletics, it doesn’t matter if their customers buy online or in store. When customers shop in store, their items go in their online shopping cart as well. Then they can decide whether to purchase in store or online. They simply are giving their customers more options and learning about the communities that they serve.

Equities First Short Term Financing

Many people today need help with their finances. Borrowing money may seem like a bad idea, but it could be just the thing that you need to get out of a financial slump. Over the years, Equities First has provided a great service to customers in a variety of areas. If you own a business and have a high net worth, you may have all of your cash tied up in business investments. Instead of going out and having to get a loan for a short term issue, working with Equities First on the financing that you could get to get you out of your current situation. Many times, it makes much more financial sense to do things this way. Not only that, but you can start to make an impact in the lives of others in your business when you do not have to worry about money.

Borrowing Options

There are a lot of borrowing options when it comes to your finances. Not only that, but you have to be willing to invest in trying to figure out how to plan you financial plans in the future. Equities First is a company that is committed to providing quality customer service in any way that they can. With that being said, they are also hoping that their customers are ready and willing to make good financial decisions going forward. If you are struggling with some financial situation that you are currently in, there is hope with Equities First.

However, you need to make sure you have a long term plan for your finances as well.Many people do not think of rich people when they think of borrowing money. However, Equities First is a company that is exclusively concentrating on people who have a high net worth when it comes to borrowing money for the future.


Outlining The Career Of A Political Strategist And Lobbyist, Andrea McWilliams

Andrea McWilliams is a lobbyist, political fundraiser, and a skilled strategist. She has been a major force in Texas’ political scene ever since she began working as a chief of staff at the age of 21. Andrea McWilliams offers government affairs consultancy. She is respected nationally for her lobbying endeavors. As a leading Texas lobbyist, Andre works with her husband, Dean McWilliams to develop policy in regulatory and legislative areas. Andrea ensures that clients from each political side are well represented. Various national media organizations, including USA Today, the Wall Street Journal, and CNN have documented her role as a leading political strategist and fundraiser.

Andrea McWilliams has been involved in several initiatives. During the 81st Legislative Session, she passed $100 million in incentives in a bid to make Texas the first region with the most advanced clean coal power plant in the world. In 2007, she was recognized for her key role in saving a $3 billion package for cancer research.

She started her career at Public Strategies, Inc, an iconic firm, where she honed her grassroots skills in the private sector. In her career, Andrea McWilliams has received many awards. They include Profiles in Power by the Austin Business Journal and the 2016 Texas Businesswoman of the Year Finalist by the Texas Women’s Chamber of Commerce. In addition, the Girl Scout of Central Texas honored McWilliams with the Woman Distinction Award. A couple of years ago, McWilliams received the Austin Under 40 Award, and was honored as a member of the Austin American-Statesman’s Glossy 8 list.

As a philanthropist, Andrea McWilliams has served as a board member of numerous organizations, including Mexi-Arte Museum, Rise Across Texas Challenge, Texas Lyceum, HeartGift, and Arthouse. She has also been a representative of KillCancer and the Susan G. Komen Breast Cancer Foundation. These two foundations focus on preventing cancer by making people aware of their health.


The fashion industry has proven to be one of the most dynamic industries on the globe. Creativity in this industry has been on a wild for a very long time. With the introduction of technology, fashion has taken a whole new twist with designers and fashion gurus taking centre stage in integrating technology into their works. Chris Burch argues that technology and fashion work and grow together. Burch notes that at times, technology may require assistance from fashion in order to gain popularity.



Chris Burch features greatly in any conversation concerning business, especially in technology and fashion. As the founder and CEO of Burch Creative Capital, a New York based firm managing venture investments and brand development, the co-founder of Tory Burch LLC has been and still is a major contributor to the fashion industry. His devotion to the power of branding is commendable. Raised in a middle-class family in Pennsylvania, Burch and his brother ventured into the clothes business while still in campus at Ithaca College. This saw the birth of Eagle’s Eye, a sweater company that they expanded from a campus store to a national distributor footprint.



Burch’s interest in fashion did not die with the selling of Eagle’s Eye to Swire Group. In 2004, he assisted his then wife with the launching of Tory Burch fashion label and actually served as co-chair of the company. Since then, Burch has ventured into numerous fashion-focused businesses such as his current signature company, Burch Creative Capital which was established in 2008 as J. Christopher Capital LLC. In 2011, the father of six launched C. Wonder to operate as a retailer in apparel, home décor and accessories. The C. Wonder brand was purchased by Xcel Brands four years later.



Chris Burch has been referred to as a serial entrepreneur due to his diverse background in business. He not only applied his keen sense of marketing and sales in the fashion industry but has also ventured into technology, consumer products, entertainment and real estate. He owns vast properties across the world which include hotels, resorts and luxury homes. He produced the 1993 comedy film, Watch It, which received a high rating from the New York Times. Burch had also invested in Voss Water, a bottled water company. His risk-taking nature has led to his success in business and has seen him grow his wealth to achieving a billionaire’s status as named in the 2012 Forbes Magazine’s “The World’s Billionaires”.


Welcome to your Classroom of the Future, ClassDojo

Do you wish there was a way you would get more information about your kid’s school activities? Welcome to ClassDojo. It is a communication platform that makes sharing of information between teachers, parents, and students easier and transparent. Adopting an anytime, anywhere classroom approach, you can follow proceedings going on at school all the time.

Recently the startup managed to raise $21million in venture capital in a Series B round led by General Catalyst, bringing their total funding to over $31million. They are using this to grow more features to encourage parents’ participation on the platform. The platform empowers users to connect and share information such as student activity schedules, class reports, photos showing status and progress.  Read more about this on angel.co.

It is important to monitor student progress to effect any changes that might be necessary to their daily activities as early on as possible in the curriculum. Major changes in student life are traditionally handled by calling for face-to-face meetings between the students, teachers, and parents. This could be a thing of the past as consultative meetings complete with documentation support can be handled on the platform. This not only allows savings on time and money but also ensures quicker and productive resolution of student issues.

Read more articles, click this https://www.instagram.com/classdojo/?hl=en

ClassDojo began as a novel invention in 2011 by Sam Chaudhary as CEO, and Liam Don, the as CTO.  The app aims to create a positive culture with classrooms and schools. It is used by more than 85,000 schools with users from kindergarten to 8th grade. ClassDojo is looking to expand its presence and turn a profit with premium features that parents can opt to pay for.

More helpful info here.

The platform works to make classrooms transparent learning places with direct real-time interactions with parents, teachers, and peers on the same platform. The education technology startup is made up of experienced technology industry professionals with a deep understanding of the issues around public and private school systems.

Source: en.wikipedia.org


Financial Products and Services with a Difference- NexBank Capital Inc.

A financial service based in Dallas NexBank Capital Inc. recently announced the accomplishment of its oversubscribed reserved placement of its senior unsecured notes. The bank also opened its initial offering which helped to raise an addition of $80 million that brought the total increased to $155milion. The notes which their completion was successful, have a quantified maturity of March 15, 2026, and will begin on March 15, 2021. Nexbank notes have an interest of 5.50% which runs for five years. The Better Business Bureau has already assigned the Nexbank notes a grade rating and it has a steady viewpoint by Kroll Bond Rating Agency.

Nexbank is planning to use the capital raised from the notes to pay its debts and for a general expansion of its company. Sandler O’Neill & Partners provided the only assignment agent for an offering of the notes. The placement of the oversubscribed notes designates the sureness which stockholders have with NexBank as well as their long-term goal. According to John Holt the President and the Chief Executive Officer of NexBank, the additional funding will be of great benefit as it will assist the financial organization to strengthen its balance sheet with capital as well as expand its company. John further mentioned that NexBank has an excellent financial reputation and the o management team is glad that the firm has both BBB rating from Kroll Bond Rating Agency.

NexBank Capital Inc. is a financial service organization which is responsible for delivering financial services to its clients. The financial firm distributes its services and products through three centers business including; mortgage banking, commercial banking, and institutional banking. The financial institution serves a variety of clients including financial institutions, corporate clients, and individuals. Since its inception, Nexbank has been thriving to deliver a unique customer service, and products. The company offers custom made resolutions provided by their qualified and experienced staff. Nexbank was charted to give the banking services to the community in 1992.


Jennifer Walden Empowering Women through Plastic Surgery

Women are not left behind and are even dominating the medical world. Jennifer Walden is among the few medical experts who have conquered the world of medicine in the United States. He is among the top female plastic surgeons in Austin, Texas. Jennifer grew up in a medical family, her father was a dentist while her mother was a surgical nurse. After her graduation from Anderson High School, Walden went to further her studies at the University of Texas, where she did her undergraduate Degree in Biology. Jennifer later went to a Medical School at the University of Texas Medical Branch.

Dr. Jenifer Walden is among the few certified plastic surgeon doctors who are certified by the American Board of Plastic Surgery. Jennifer, who can be described as a go-getter relocated her plastic surgeon business to Austin from New York City in order to give her twins proper attention when raising them. Her desire is to promote beauty among the women in the world and she is an energetic member of the American Society for Aesthetic Plastic Surgery. She does her work in a professional way as she is also a member of the American Society of Plastic Surgeons and also she is a member of the American College of Surgeons.

Dr. Walden is also a leader who has vast experience in the medical industry. She serves on the Board of Directors for the American Society for Aesthetic Plastic Surgery. Before she moved to Austin, Texas, Ms. Walden was serving in Plastic Surgery at Manhattan Ear, Eye, and Throat as well as Lenox Hills Hospital. Walden established her own business which she operates at Westlake Medical Centre, a surgical clinic known as the Walden Cosmetic Surgical Center. She has one of the most devoted and committed teams of professionals who have always ensured that they deliver the unique and quality services to their customers. The team of experts ensures that their patients get proper care and safety.

Dr. Jenifer Walden has had privileges working in various Medical Institutions including, Hill Country Memorial Hospital, Seton Hospital, and Westlake Medical Centre. Walden specializes on women’s issues as she believes they contribute more to their empowerment throughout their lives. Recently Jennifer was recognized by Bazaar Magazine as one of the 24 Best Beauty Surgeons in the United States.

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Contribution of José Borghi to Brazilian Advertising

José Borghi is a Brazilian native born in Presidente Prudente. José has become an icon in the advertising industry through creating unforgettable events and customizing them with his clients’ brands. Initially, José never dreamt of being in the advertising industry, but when he got an invite from his sister to assist in helping her choose the right path to follow in Cannes, he got attracted by the commercial displays of It’s a scene that sparkled a new dream of joining the advertising industry.

After successfully attaining his academic credentials in advertising from PUC-Campinas, José was full of ideas though his financial muscles were feeble. This didn’t hinder him from scooping his first job at the agency Standard Ogilvy as the editor. After a while, José moved to a series of other advertising agencies where he continued to prove himself as able and optimistic in the advertising industry. When working at the Talent $ Leo Burnett, José met Erh Ray who after exchanging ideas founded their agency BorghiErh.

At the time of the startup, José and Erh had no investors and no banks to finance them but still, their urge for success saw them through the hard times. In 2006, Lowe saw their effort and offered to partner with the duo creating a new partnership company Borghi Lowe. José being an equality ambassador split his presidency with Erh, a move he thought would make the business extend from diverse strategies. Over the years, the agency has received praises from the domestic and international markets making them be listed among the best ad companies. Recently, the company partnered with Lowe group and Mullen agency enlarging its service territories even closer to the clients.

The Borghi Lowe got a series of changes after joining up with Mullen and Lowe agency giving it its new name Mullen Lowe. José Borghi and Andre Gomes are the CEOs of the agency. José is a firm believer that success doesn’t come on a silver platter, and that one has to work himself out to achieve his desires. Over the years, José’s effort has been recognized through awards and accreditations from various institutes which have seen the change and enthusiasm José Borghi brought to the Advertising Industry.

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